Registering the property is a must for all real estate transactions. Registering the property is essential as it gives legal validity. Also, it protects both parties rights. While registering the property, the transfer of ownership from the seller to the buyer gets documented. It confirms legal possession of the property.
By registering the property, you may be sure you have a clear title. It means there are no competing claims. It is a needed step in protecting your investment because it protects you from all legal issues in the future. Registering the property is a must for a lot of reasons. It has the fact that it is a legal foundation for settling any title issues.
Once a property gets registered, the records are a part of the public record. It is used to settle all disagreements. After that, both parties can access the records when they need to settle any issues.
If you are going to register your property, take note of these 8 things
Before registering the property, you must research the property. It includes seeing the ownership of the property, the current status, and legal issues. Confirming the seller's identity before registering a property is a must. It includes checking identity proof, address proof, and all other documents.
To register the property, you must have documents such as the property's sale deed, the title deed, and the tax receipts. Always collect all documents and make sure they are in order before going to the office. Registering the property involves fees, such as stamp duty and registration fees. Check the fees to avoid any misunderstandings. Also, take your Aadhaar card or voter ID and PAN Card.
The registration office is between 9.30 am to 6 pm on all working days, so plan your timing according to that.
Since all are now done digitally, stamp duty and registration charges must be paid before you go to the office to register the property. Take a lawyer’s help to take care of this part of the transaction. After paying stamp duty and all the needed charges, an appointment is taken for the property registration.
Register for professional help to pay charges and stamp duty online before you go to the office. The appointment gets taken after these charges get paid. If the property amount is over Rs 50 lakh, the buyer must submit proof showing one percent as TDS from the property value.
Your witness is important for the process to take place, and proof is also needed in the process. So, they must be present in the full process and have valid ID proof.
Make sure to see the size of the property before registering the property. It includes checking the size of the property, the built-up area of the property, and other details. It will help to make sure that you are paying the right price for the property and avoid any issues in the future.
Hiring a lawyer is helpful during the whole process. They guide, help navigate legal issues, and ensure all necessary documents and procedures are in order. A good lawyer can help you negotiate with the seller and ensure your property gets protected.
Explore all the available choices if you are financing your property purchase. It includes housing finance companies and bank loans. Before finalizing the option, consider the fees, interest rates, and all the terms with conditions.
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